TD1 Form 2026: Fill Out Your Personal Tax Credits Return Online

Why you might get two forms, not one

This is the part that catches people out, so it's worth starting here. Everyone completes the federal TD1. Outside Quebec, because federal and provincial income tax are calculated separately, you also complete the TD1 for the province or territory where you work, but only if the credits you're claiming come to more than the basic personal amount; if you're only claiming the basic personal amount, the federal form on its own covers it. HR often sends both in the same email when a provincial TD1 applies, which is why a "TD1 form" can arrive as a pair of PDFs with slightly different logos. In Quebec, there's no provincial TD1: it's the federal TD1 plus Revenu Québec's Source Deductions Return (TP-1015.3-V) instead.

Where you work	Provincial or territorial form (if you're claiming more than the basic personal amount)
Ontario	TD1ON
British Columbia	TD1BC
Alberta	TD1AB
Manitoba / Saskatchewan	TD1MB / TD1SK
New Brunswick / Nova Scotia / PEI	TD1NB / TD1NS / TD1PE
Newfoundland and Labrador	TD1NL
Yukon / Northwest Territories / Nunavut	TD1YT / TD1NT / TD1NU
Quebec	No TD1. Revenu Québec's Source Deductions Return, form TP-1015.3-V

The CRA's own guidance is to fill out the form or forms that apply to you based on your best estimate of your circumstances, sign and date it, and give it to your employer or payer. Whichever apply, they're 2026 versions if the pay they apply to lands on or after 1 January 2026. Ontario's is on the CRA TD1ON page; the federal one is on the CRA TD1 page.

What the form does once payroll has it

Your completed TD1 doesn't go to the CRA. It goes to your employer or payer, who keeps it and feeds the total into the payroll calculation that decides how much income tax comes off each cheque. That's the entire mechanism.

Two things follow from that. First, the TD1 sits outside the annual filing process entirely; it configures payroll, and your tax return is a separate exercise later. Second, it only adjusts what's withheld during the year, so it moves your cash flow rather than the tax you ultimately owe. Withhold too little and the shortfall shows up at filing time.

How the form is laid out

Page 1 opens with identification (your name, date of birth, address, and social insurance number), then runs a set of numbered claim lines for the personal amounts you're entitled to, and ends with a total claim amount. The federal and provincial versions follow the same shape but carry different amounts and a slightly different set of lines, which is one reason they can't be swapped for each other.

Page 2 is the "if this applies to you" half. It covers the cases that change the answer: having more than one employer or payer at the same time, expecting total income below your total claim amount, being a non-resident, living in a prescribed northern zone, and the boxes for asking payroll to take off extra tax or to reduce deductions. It finishes with a certification you sign and date.

Amounts and line numbers move between versions and years, so read the copy your employer actually sent you rather than a printout from a previous job.

The TD1-WS worksheets

Some claims aren't all-or-nothing: they get reduced as income rises. The CRA publishes a worksheet for those, a federal TD1-WS and a provincial equivalent like TD1ON-WS. You use the worksheet to work out the number, then write that number on the TD1. The worksheet itself stays with you. Only the TD1 goes to your employer.

Filling the CRA PDF here

The CRA publishes the TD1 as a fillable and saveable PDF, so the copy you were sent will often have working form fields already. Upload it above and those fields are used as-is.

The messier case is a TD1 that's been flattened by a print-to-PDF step on its way through HR, where the interactive fields are gone but the text is still a real, selectable text layer. Field detection runs on that flat digital copy and rebuilds the typing spots, including the checkboxes on page 2 and the signature line. It doesn't work on a scanned image or photo of the form, since there's no text layer for it to read. Fill the federal one, download it, then upload the provincial one if you need it, and repeat.

We don't host a copy of the TD1 here. The CRA republishes it in December each year, and pointing you at their page is the only way to be sure you're on the current version.

Privacy: your SIN is on this form

A completed TD1 carries your social insurance number, date of birth, and home address. It's uploaded to our server so the fields can be detected and filled, it is never saved to an account, database, or document library, and it's automatically deleted from the server within an hour of your last activity. We keep no permanent copy.

Related pages

The tax and payroll forms hub lists the other form pages. If your employer wants the TD1 signed as well as filled, fill and sign PDF online covers placing a signature, and the free PDF filler with no sign up page is the general-purpose version of this tool.

This page explains the form; it isn't tax advice. It deliberately doesn't tell you which credits or amounts to claim, because that depends on your circumstances. Use the CRA's instructions on the form, or ask a tax professional.